Best rates for qualified borrowers
One rate for the life of your loan
No mortgage insurance with 20% down
Great if you
Plan to stay in your home for a longer period of time
Have built a credit history
Already have the funds for a down payment of 5% or more
Low down payments
Flexible qualification guidelines
Fixed-rate and ARM options are available
Great if you
Want to make a lower down payment
Lack a credit history or have had credit problems in the past
The lowest short-term rates
Keeps your monthly payments low for the initial period
Select an initial rate period of 5-10 years based on your plans for the home
Great if you
Plan on moving or selling your home in a few years
Have built a credit history
Already have the funds for a down payment of 5% or more
Loan amounts up to $3 million
Eliminates the need for secondary financing
Allows borrowers to finance higher loan amounts in counties where the financed amount exceeds the conforming loan limit
Great if you
Plan to put 20% down
Have good credit
Possess the required reserve funds
Competitive rates on fixed-rate loans
Higher loan amounts can be permitted
Great if you
Have good credit
Possess the funds for the required down payment
Are looking to diversify your investment portfolio
Interested in getting a second home or a vacation home